Navigate your long-term care insurance benefits with confidence. We're here to help you maximize your coverage and get the care you deserve.
Maximize Your Coverage
Long-term care insurance can be complex and confusing. At Suma Home Care, we have extensive experience working with insurance providers and can help you understand and utilize your benefits effectively.
Whether you're just starting to explore your options or need help filing a claim, our team is here to guide you through every step of the process.
Policy Review
We help you understand what your policy covers and how to access benefits.
Claims Assistance
Expert help with documentation and filing claims correctly the first time.
Expert Guidance
Navigate complex insurance terms and maximize your entitled benefits.
Appeals Support
If a claim is denied, we help you understand options and appeal decisions.
How We Help
Our team provides comprehensive support to help you access your long-term care insurance benefits.
Frequently Asked Questions
What is Long-Term Care Insurance?
Long-term care insurance helps cover the costs of care when you have a chronic medical condition, disability, or disorder that requires assistance with daily activities over an extended period.
What services are typically covered?
Most policies cover in-home care, assisted living, adult day care, respite care, and nursing home care. Coverage varies by policy, so it's important to review your specific benefits.
How do I file a claim?
Contact your insurance provider to initiate a claim. You'll typically need a care plan from a healthcare provider and documentation of your care needs. We can help guide you through this process.
Can Suma Home Care help with my claim?
Yes! We have experience working with all major long-term care insurance providers and can help you understand your benefits, submit claims, and maximize your coverage.
Questions About Your Coverage?
Our team is ready to help you understand your long-term care insurance benefits. Contact us for a free consultation.